Mortgage Assistance: Mortgage Assistance and Refinance Mortgage Rates
Many Americans are now facing foreclosure, while others are just holding on. People need mortgage assistance and the advice of from an expert, in these rapidly changing and uncertain times. Of course, each home owner's situation is unique, but there are some common themes that tie together the circumstances of many homeowners. You might not realize it, but you probably know someone, either a friend, a neighbor or even a family member, who has struggled to keep their home. They needed mortgage assistance and they reached out for the help.
According to Forbes report last month, Las Vegas ranks the top riskiest city for homeowners and new home buyers. In addition, the RealtyTrac stated that there were about 60 thousand foreclosure filings during the first half of 2010 alone, that is one in every 17 housing units in the whole of Nevada. With so many properties that sprawled across the state and with its current housing condition, how can the Nevada government provide mortgage assistance to thousands of distressed homeowners in the area? Are the help from the federal government enough in providing mortgage subsidies and support the state's loan modification programs?
Some scam artists may claim to have affiliation with or have been approved by the government to offer mortgage assistance. The scam artist may present you with a credible-sounding company name and even a website including government terms. Remember that your lender will be able to tell if you are eligible for any type of government program for foreclosure prevention.
Furthermore, the NAHAC is authorized to implement the Emergency Economic Stabilization Act Program for all the states included in the "Hardest Hit List". Such government programs were designed to provide mortgage assistance especially to areas with the highest foreclosure rates nationwide.
If you need mortgage assistance right now, contact your loan servicer or your mortgage lender immediately. You may also consult a HUD-certified housing and debt counselor or a loan modification expert to assist you in making decisions regarding your foreclosure filing.
According to Forbes report last month, Las Vegas ranks the top riskiest city for homeowners and new home buyers. In addition, the RealtyTrac stated that there were about 60 thousand foreclosure filings during the first half of 2010 alone, that is one in every 17 housing units in the whole of Nevada. With so many properties that sprawled across the state and with its current housing condition, how can the Nevada government provide mortgage assistance to thousands of distressed homeowners in the area? Are the help from the federal government enough in providing mortgage subsidies and support the state's loan modification programs?
Some scam artists may claim to have affiliation with or have been approved by the government to offer mortgage assistance. The scam artist may present you with a credible-sounding company name and even a website including government terms. Remember that your lender will be able to tell if you are eligible for any type of government program for foreclosure prevention.
Furthermore, the NAHAC is authorized to implement the Emergency Economic Stabilization Act Program for all the states included in the "Hardest Hit List". Such government programs were designed to provide mortgage assistance especially to areas with the highest foreclosure rates nationwide.
If you need mortgage assistance right now, contact your loan servicer or your mortgage lender immediately. You may also consult a HUD-certified housing and debt counselor or a loan modification expert to assist you in making decisions regarding your foreclosure filing.
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